Tools
Tools and downloads
The material Chapter 15 points at. Two of these are pages on this site; the rest are files.
- On this page
Tadawul announcement archive, 2016–2026
Every UCA exchange announcement cited in the book, sortable by date, with a link to each one.
- Hosted PDFs
Financial statements index, FY 2020 to Q2 2026
Annual and interim UCA statements, hosted on this site as filed, indexed by period.
- XLSX
Excel solvency calculator
The Article 66 method as a spreadsheet, prefilled with UCA's Q3 2025 figures. Replace the inputs to apply it to any Saudi insurer. A web version is also available.
Unofficial reconstruction
The official solvency calculation templates used by the Insurance Authority are not available to the public. This calculator and the Excel workbook recreate the calculation from the author's reading of the Implementing Regulations (Articles 66–68) and the published financial statements. They are educational tools, not regulatory calculations, and their results may differ from any figure filed by the company or computed by the regulator.
- XLSX
Seven-metric Collapse Detector template
The seven quarterly metrics from the book, laid out for ongoing monitoring.
Coming soon - PDF / PNG
Article 68 intervention timeline
The Article 68 intervention bands mapped against UCA's reported solvency ratios, quarter by quarter.
Coming soon - XLSX
Related-party receivables tracker, FY 2021 to Q2 2026
Related-party receivable balances as disclosed each period, in one sheet.
Coming soon
Tadawul announcement archive
54 UCA announcements cited in the book, 2016 to 2026. Click a column heading to sort. Each link goes through this site to the announcement on the Saudi Exchange.
| Code | Link | |||
|---|---|---|---|---|
| June 21, 2016 | 08:00 | SAMA bans new Motor business (Arabic). | T-42987 | /t/42987 |
| September 6, 2016 | 15:12 | SAMA lifts the Motor ban (Arabic). | T-43844 | /t/43844 |
| December 7, 2016 | 08:00 | Second Motor ban (Arabic). | T-44714 | /t/44714 |
| December 7, 2016 | 15:03 | Addendum: SAMA instructions, external consultant (Arabic). | T-44719 | /t/44719 |
| December 8, 2016 | 08:00 | Correction: full SAMA instructions (Arabic). | T-44721 | /t/44721 |
| December 20, 2016 | 15:16 | Ernst & Young appointed as consultant (Arabic). | T-44816 | /t/44816 |
| April 4, 2017 | 15:55 | SAMA lifts the second Motor ban (Arabic). | T-46271 | /t/46271 |
| March 24, 2021 | 08:36 | FY 2020 annual results. | T-62386 | /t/62386 |
| June 3, 2021 | 16:03 | Board resolution to use the statutory reserve. | T-63661 | /t/63661 |
| July 8, 2021 | 08:25 | SAMA approval to renew the insurance license. | T-64074 | /t/64074 |
| July 8, 2021 | 08:33 | Results of the July 7, 2021 Ordinary General Assembly. | T-64079 | /t/64079 |
| July 11, 2021 | 08:14 | Appointment of Audit Committee members. | T-64095 | /t/64095 |
| July 11, 2021 | 08:39 | SAMA approval to use the entire statutory reserve. | T-64106 | /t/64106 |
| July 11, 2021 | 15:54 | Correction to the Audit Committee announcement. | T-64118 | /t/64118 |
| August 19, 2021 | 09:00 | Results of the August 18, 2021 Ordinary General Assembly. | T-64633 | /t/64633 |
| September 12, 2021 | 08:11 | Accumulated losses decrease to 28.4% of capital (on the June 30, 2021 balance; the 26.27% in the text applies the transfer to the March 31, 2021 balance). | T-64862 | /t/64862 |
| September 15, 2021 | 08:40 | Addendum: auditor’s report on the reserve offset. | T-64889 | /t/64889 |
| October 17, 2021 | 08:06 | Board recommends a SAR 300 million rights issue. | T-65174 | /t/65174 |
| April 11, 2022 | 08:00 | SAMA approves the capital increase. | T-67612 | /t/67612 |
| December 6, 2022 | 08:01 | MoU with Saudi Enaya to evaluate a merger. | T-71239 | /t/71239 |
| April 9, 2023 | 15:35 | Najm revaluation: 18% favorable impact on net assets. | T-72970 | /t/72970 |
| June 1, 2023 | 08:29 | Binding merger agreement with Saudi Enaya. | T-74105 | /t/74105 |
| November 22, 2023 | 08:29 | Results of the November 21, 2023 Ordinary General Assembly (board election). | T-77056 | /t/77056 |
| December 6, 2023 | 08:26 | Results of the December 5, 2023 Extraordinary General Assembly (Enaya merger). | T-77238 | /t/77238 |
| December 11, 2023 | 09:46 | Board recommends a SAR 300 million rights issue. | T-77298 | /t/77298 |
| February 19, 2024 | 16:05 | Formation of the Audit Committee (IA no-objection). | T-78315 | /t/78315 |
| February 19, 2024 | 16:07 | Chairman, Vice Chairman, Secretary and committees (IA no-objection). | T-78316 | /t/78316 |
| September 9, 2024 | 09:22 | Board cancels the rights-issue recommendation. | T-82482 | /t/82482 |
| December 9, 2024 | 08:49 | Board recommends a capital reduction to SAR 300 million. | T-84062 | /t/84062 |
| May 11, 2025 | 09:20 | Accumulated losses reach 54.7% of capital. | T-87175 | /t/87175 |
| June 3, 2025 | 15:59 | Board reaffirms the capital reduction. | T-87945 | /t/87945 |
| June 3, 2025 | 16:01 | CEO resignation and appointment. | T-87946 | /t/87946 |
| June 17, 2025 | 08:02 | Results of the June 16, 2025 Ordinary General Assembly (second meeting): 15.12% attendance; board not discharged for 2024. | T-88150 | /t/88150 |
| June 19, 2025 | 15:37 | MoU with Arabia Insurance to evaluate a merger. | T-88236 | /t/88236 |
| June 29, 2025 | 08:04 | CEO’s services extended. | T-88435 | /t/88435 |
| September 18, 2025 | 08:04 | GAC no-objection to the Arabia merger. | T-90229 | /t/90229 |
| October 28, 2025 | 08:00 | IA suspends compulsory products. | T-90979 | /t/90979 |
| November 5, 2025 | 09:25 | CEO resignation. | T-91274 | /t/91274 |
| November 9, 2025 | 08:35 | Q3 2025 interim results. | T-91370 | /t/91370 |
| December 16, 2025 | 15:44 | Appointment of Acting CEO. | T-92094 | /t/92094 |
| December 30, 2025 | 15:34 | Saudi Bin Laden Group contract extension. | T-92323 | /t/92323 |
| January 19, 2026 | 15:46 | Head office relocation. | T-92722 | /t/92722 |
| February 23, 2026 | 08:05 | IA suspends Motor. | T-93243 | /t/93243 |
| March 4, 2026 | 15:41 | Arabia MoU terminated. | T-93448 | /t/93448 |
| March 31, 2026 | 16:08 | Unable to publish FY 2025 results on time. | T-94062 | /t/94062 |
| April 15, 2026 | 08:47 | IA no-objection to use the statutory deposit. | T-94435 | /t/94435 |
| April 27, 2026 | 08:00 | FY 2025 annual results. | T-94682 | /t/94682 |
| May 11, 2026 | 08:14 | Q1 2026 interim results. | T-95212 | /t/95212 |
| August 5, 2026 | 08:07 | Q2 2026 interim results. | T-97269 | /t/97269 |
| September 10, 2026 | 15:40 | Creditor petitions the Commercial Court in Riyadh to open liquidation proceedings. | T-98083 | /t/98083 |
| September 10, 2026 | 15:41 | Board resolves to apply for financial reorganization. | T-98085 | /t/98085 |
| September 13, 2026 | 15:34 | Addendum: the court registers the creditor’s petition. | T-98106 | /t/98106 |
| September 24, 2026 | 09:13 | IA suspends all products. | T-98265 | /t/98265 |
| September 30, 2026 | 15:41 | Court opens liquidation proceedings. | T-98337 | /t/98337 |