Chapter 13 One Client, One Quarter, Ninety-Nine Percent

[T-92323] Tadawul announcement, December 30, 2025, 15:34 — Saudi Bin Laden Group contract extension.

[FS-2021-FY] Annual financial statements, FY 2021.

Cited in Chapters 3 , 4 , 5 , 7 , 11 , 15 , 16

[FS-2022-FY] Annual financial statements, FY 2022 (audit report dated March 30, 2023).

Cited in Chapters 2 , 3 , 4 , 7 , 8 , 9 , 11 , 15 , 16

[FS-2023-Q3] Interim financial statements, Q3 2023.

Cited in Chapters 6 , 7 , 16

[FS-2024-FY] Annual financial statements, FY 2024.

Cited in Chapters 4 , 7 , 8 , 9 , 11 , 12 , 15 , 16

[FS-2025-Q1] Interim financial statements, Q1 2025.

Cited in Chapters 7 , 10 , 16

[FS-2025-Q2] Interim financial statements, Q2 2025.

Cited in Chapters 7 , 9 , 10 , 15 , 16

[FS-2025-Q3] Interim financial statements, Q3 2025 (review report dated November 16, 2025).

Cited in Chapters 7 , 9 , 10 , 11 , 12 , 15 , 16

[FS-2025-FY] Annual financial statements, FY 2025 (audit report dated May 3, 2026).

Cited in Chapters 4 , 7 , 8 , 10 , 12 , 14 , 16

[FS-2026-Q1] Interim financial statements, Q1 2026.

Cited in Chapters 4 , 7 , 8 , 12 , 14 , 15 , 16

[R-IAS24] IAS 24 Related Party Disclosures.

[R-IFRS17] IFRS 17 Insurance Contracts.

Cited in Chapters 4 , 8 , 11